Jewelry, Diamond, Gemstone & Watch
Appraisals You Can Trust

The Washington Gemological Laboratory was founded in 1997 for the express purpose of providing a truly unbiased source of jewelry appraisals.

Exceptional Gemological Appraisal Standards

We voluntarily adhere to the Uniform Standards of Professional Appraisal Practice (USPAP) and the ethical standards set forth by the National Association of Jewelry Appraisers. Your appraisal will meet or exceed the requirements that you, your attorney, or your insurance company set forth. Jewelry Appraiser Credentials...

We are committed to upholding the 4 C’s of jewelry appraising...

  • Commitment to the highest ethical standards in the industry
  • Current Knowledge through market research and continuing education
  • Convenience of 6 day a week appointments
  • Confidentiality of client information - protected, not shared

Gemological / Jewelry Appraisal Services in the Olympia and Tacoma Communities

Jewelry Owners

Insurance Replacement Appraisal

An insurance replacement appraisal establishes the cost of replacement of an item in case of loss, theft or damage.  Important in such an appraisal is an accurate and detailed description because insurance companies insure the jewelry items not their value.  The monetary value being a mathematical figure by which one’s premium can be calculated.

Estate Appraisal

An estate appraisal is utilized in the administration of the estate of a deceased individual to establish payment of the inheritance tax or for fair division of the estate property among the estate heirs.  The estate appraisal is always based on the Fair Market Value as defined by Treasury Regulations.

pearls with oyster sheel - © ewa kubicka - Fotolia.com

Donation Appraisal

When jewelry is donated to a charity (philanthropic organizations, educational institutions, museums, and other public institutions), the donor may be entitled to a tax deduction.  This appraisal is required if the value of the item or similar group of items exceeds $5,000.  For donations over $5,000, the IRS requires that IRS Form 8283 be completed, and section B, part I and III will require the input and signature of the appraiser, which we are happy to provide to you.

Casualty Loss Appraisal

A casualty loss appraisal is used for items stolen or broken in a casualty situation.  The IRS will allow an income tax deduction for lost items that are not covered by insurance, based on documentation which established value for the lost possessions.  This value is based on the original cost or the current market price, whichever is lower.

Divorce Settlement Appraisal

A divorce settlement appraisal is used in the administration of the common estate and establishes the fair market value of items purchased as communal property to allow for the equitable distribution of the estate during the divorce proceedings.

Antique or Vintage Appraisal

An antique appraisal is used for establishing the estimated insurance replacement value of jewelry with an age of 100 years or more, whereas a vintage appraisal is for items with an age of less than 100 years, but yet not of recent/current styles.

Hypothetical Appraisal

A hypothetical appraisal is one in which the item being appraised is no longer available due to loss or destruction.  The value is normally based on a previous appraisal, on the verbal description of the item by the owner, or a photograph.

Customs Reports

Although not an appraisal, the purpose of this type of report is to document that the item in question was in your possessions before you left the country, thereby eliminating any confrontation with the US Customs regarding payment of duty for importing the item.

Damage Report

This report is used to calculate the difference in value between the item of jewelry or the gemstone as damaged and the item in its original condition before the damage.

Qualitative Report

A qualitative report does not contain a dollar value.  It is used to establish or reconfirm the identity and quality of gemstones and precious metals.  It is also frequently referred to as a gem identification report.

Escrow Services
We can act as an independent third party in the purchase of an item of jewelry or a loose gemstone that you are purchasing off of the internet or from another individual, thus allowing you to view the item before purchasing.  Additionally, we can provide any appraisal or consultation service you need at the same time.

Attorneys, Trustees & Legal Guardians

ruby ring © Pavlo Sachek - Fotolia.com

Estate Appraisal

An estate appraisal is utilized in the administration of the estate of a deceased individual to establish payment of the inheritance tax or for fair division of the estate property among the estate heirs.  The estate appraisal is always based on the Fair Market Value as defined by Treasury Regulations.

Divorce Settlement Appraisal

A divorce settlement appraisal is used in the administration of the common estate and establishes the fair market value of items purchased as communal property to allow for the equitable distribution of the estate during the divorce proceedings.  We provide this service for either or both parties depending upon their desires.

Collateral Appraisal

A collateral appraisal is used when a party wishes to offer gemstones or jewelry items in lieu of cash for a business transaction.  The time limitation for liquidation imposed by the lender will affect the resulting collateral value and will need to be disclosed.

Prenuptial Appraisal

A prenuptial appraisal lists all gemstone and jewelry items being brought into the pending marriage by one of parties.  Value can be assigned, but is not a requirement.  This type of an appraisal can be done for both parties if desired.

Donation Appraisal

When jewelry is donated to a charity (philanthropic organizations, educational institutions, museums, and other public institutions), the donor may be entitled to a tax deduction.  This appraisal is required if the value of the item or similar group of items exceeds $5,000.  For donations over $5,000, the IRS requires that IRS Form 8283 be completed, and section B, part I and III will require the input and signature of the appraiser, which we are happy to provide to you.

Liquidation Appraisal

The liquidation appraisal is normally used when a business owner decides to convert his assets, gemstones and jewelry, into cash.  This decision can be voluntary or involuntary.  The time limitation for liquidation imposed by the lender will affect the resulting liquidation value and will need to be disclosed as will any other imposed restrictions. 

Litigation Support

Having previously been accepted as an expert witness in both Kitsap and Pierce counties, we are able to provide litigation support to you and your client on any issue that may arise in our area of specialization – gemstones and jewelry items.  In addition to reviewing the disputed reports of other jewelry appraisers, we can help you prepare your pleadings, discovery documents, interrogations and admission requests.

Insurance Agents

Insurance Replacement Appraisal

An insurance replacement appraisal establishes the cost of replacement of an item in case of loss, theft or damage.  Important in such an appraisal is an accurate and detailed description because insurance companies insure the jewelry items not their value.  To ensure that your clients receive the in-depth documentation that your underwriter needs to not only properly assign the appropriate premium, but also ensure that your client is made whole after a loss occurs, be sure to check the credentials of the appraiser to whom you refer your client.

turquoise necklace © monamakela.com - Fotolia.com

Hypothetical Appraisal

A hypothetical appraisal is one in which the item being appraised is no longer available due to loss or destruction.  The value is normally based on a previous appraisal, on the verbal description of the item by the owner, or a photograph.  This is normally requested when your client has suffered a loss on an item and hasn’t had the item reappraised recently.  I recommend reappraisal at least once every 4 years just to keep the value current.

Arbitration Support

If there is a disagreement between your client and the replacement services department of the insurance company due to size, quality, style or value, we can, as an educated and impartial party work to resolve the differences to help avoid going to court.

Damage Report

This report is used to calculate the difference in value between the item of jewelry or the gemstone as damaged and the item in its original condition before the damage.  All damage done to the item is documented and photographed, as well as calculating what the damaged gemstone would be if it were re cut to remove the damage, with the lowered value estimated.

Personal Property Appraisers

watch works ©Jaroslaw Brzychcy - Fotolia.com

Estate or Fair Market Appraisals

Why step out of your area of expertise?  We offer a fully accredited gemological laboratory, an extremely well trained and knowledgeable staff, quick turnaround and we adhere to USPAP as it applies to personal property.

Liquidation Appraisals

With our understanding of the various markets into which business or personal liquidation can go, let us help make your job easier.

Litigation Support

As an accredited gemological laboratory, our trained and knowledgeable staff is able to help you or your client with any litigation issue within our specialty.  Please be aware that our independently arrived at conclusion may or may not be same as yours or your clients.

Jewelry Retailers

Insurance Replacement Appraisals

As an independent jewelry appraiser, I don’t do any jewelry or watch repair, nor do I engage in insurance replacement services.  After working in retail jewelry for some 10 years, I don’t have the desire to do that any more.  What I can do for you and your client is provide a fully considered, unbiased appraisal of jewelry. 

Litigation Support

As an accredited gemological laboratory, our trained and knowledgeable staff is able to help you with any litigation issue within our specialty.  We know that misunderstandings can happen, let us help you avoid it going all the way to court.  Please be aware that our independently arrived at conclusion may or may not be same as yours.

Education

As a graduate gemologist who tries to stay abreast of gemological issues as they arise, I am very happy to share the knowledge that I have, as knowledge that is not shared within the industry may as well not exist.  If I can provide you and your staff with a short seminar, let me know.  If you or your staff has a question, please feel free to call me.

Non-Profit Organizations

Donation Appraisals

When jewelry is donated to a charity (philanthropic organizations, educational institutions, museums, and other public institutions), the donor may be entitled to a tax deduction.  This appraisal is required if the value of the item or similar group of items exceeds $5,000.  For donations over $5,000, the IRS requires that IRS Form 8283 be completed, and section B, part I and III will require the input and signature of the appraiser, which we are happy to provide to your client.  Let me know how I can help.

Informational Lectures

Based on our in-depth knowledge of jewelry, gemology and valuation, we are very happy to provide, at no cost to you, a single talk or a series of talks.  We’re open to providing this to you be it in the evening or during the day.  You just need to let us know on what subject you desire us to speak, and for how long.  Q & A afterwards has proven to be very entertaining.